Wealth Management & Financial Planning Services

We believe that wealth management is a financial serivce that incorporates both personalized investment management and ongoing financial planning. As independent and objective advisors we first focus on the financial planning process before recommending any investment strategy. Through the financial planning process we seek to understand your total financial picture. Once we have determined your individual needs and goals we then can develop an investment strategy with the apporpriate amount of risk.
 
As we go through the Financial Planning process with each client we will take a look at the following areas:
  • Cash Flow Analysis
  • Income Tax Planning
  • Estate & Gift Planning
  • Retirement Planning
  • Education Funding
  • Investment Planning
  • Insurance Needs
Once we have determined an individuals needs and goals through the financial planning process we then can create a personalized investment plan for them. At Ball, CPA we use a disciplined, five step investment process to help keep our clients on the path to achieving their financial goals.
  • Step 1 - Focus on Asset Allocation
  • Step 2 - Employ the Principles of Modern Portfolio Theory
  • Step 3 - Build the Portfolio Using Institutional Mutual Funds
  • Step 4 - Manage the Portfolio on a continuous basis
  • Step 5 - Provide objective monitoring & reporting
Our Investment Beliefs:
  • Invest for the long run
  • It is impossible to consistantly time the market
  • Diversify! Diversify! Diversify!
  • Understand your risk tolerance
  • Don't try to do it all yourself
  • Don't chase the latest fad, hot stock, or hot sector
  • Base your investments on an "asset allocation" plan
  • Stick to your plan

 

 
 
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